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VET PROTECTION

€20,000 vet protection on every Petme booking in Sweden

If your pet is injured or has a sudden medical emergency during the sitter's stay, Petme covers qualifying veterinary expenses up to €20,000 per booking. Included automatically on every reservation, not an add-on. No claim form required for emergencies, no separate enrollment.

Book with protection0% owner fee. Cashback on every booking. €20,000 vet protection.
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WHY PROTECTION MATTERS

A second safety net during the sitter's stay

Pet emergencies happen. A dog ingests something at the park, a cat reacts to a new food, an injury during a sitter walk. Most owners have a regular Swedish pet insurance (Agria, Folksam, Hedvig, Sveland, Trygg-Hansa) for year-round care. Petme's Protection Plan is a separate layer specifically active during the sitter's stay.

Coverage extends up to €20,000 (approximately 230,000 SEK at current exchange) per booking for qualifying veterinary expenses. Automatically activated when the booking is confirmed, not an opt-in. No separate enrollment process, no waiting period, no premium tier.

Petme's Protection Plan does not replace your existing Swedish pet insurance, it complements it. For incidents during the sitter's stay, both can apply: Petme covers the bulk, your regular policy may also engage depending on the condition. For routine care, annual checkups, and chronic conditions, your regular insurance remains the primary coverage.

Why Petme

What you get with every booking

€20,000 per booking

Approximately 230,000 SEK. Covers the typical emergency scenarios: ingestion, injury, sudden illness, accident during a walk.

Automatic activation

No claim form for emergencies, no enrollment process. When you confirm the booking, the protection is active.

Complements your insurance

Designed to work alongside Agria, Folksam, Hedvig, Sveland. Not a replacement. Both can apply depending on the incident.

Vet bill paid directly

For acute situations, Petme can pay the clinic directly so you do not front the cost. Submit documentation post-incident.

Available Sitters in Sweden

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Frequently asked questions

Common questions about protection plan.

How does Petme's Protection Plan compare to Rover Guarantee?
Petme explicitly states €20,000 per booking. Rover Guarantee exists but the coverage cap varies by country and is less transparently documented for Sweden specifically.
Does it cover pre-existing conditions?
For acute incidents during the sitter's stay, yes, regardless of the underlying condition. For chronic care, your regular Swedish pet insurance is the primary coverage.
Does it replace my Agria/Folksam/Hedvig policy?
No. Keep your annual insurance for year-round care, scheduled procedures, and chronic conditions. Petme's plan is specifically for what happens during the sitter's stay.
How fast is the claim process?
For emergencies where the sitter takes the pet to the vet, Petme support coordinates directly with the clinic in many cases. For post-incident claims, processing typically takes 2-3 business days after documentation submission.
Is the €20,000 cap per booking or per year?
Per booking. Each separate reservation has its own €20,000 cap. A two-week stay is one booking with one cap; back-to-back bookings get separate caps.
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BankID-verified sitters across Sweden. 0 percent owner fee. €20,000 vet protection on every booking.